Invisapeeps 2.0

Desdenova · Motherhood: Sleep is for the weak!!

I have a dilemma

Aardvark · But my mom says I'm cool!

Did you get anything in writing?

Desdenova · Motherhood: Sleep is for the weak!!

No ma'am we didn't, and I talked with DH about it, I told him that we should get some kind of payment agreement in writing and he said no, because he trusted him.

iluvsuomi1989 · Senior Member

Does your husband have any e-mails where the guy acknowledges the debt and agrees to pay at some point? I would think that is some ammunition if at some point, you file a small claims against him (although I certainly hope it never comes to that.)

It's sad that when you try and do a friend, relative, or co-worker a favor they take advantage of you. I can understand that maybe the guy had some money troubles and might not have the money, but the least he could do is to fess up and see if you'll work out some payment system, even if it's $5 a week.

I hope this gets resolved, but it's probably not worth pizzing off your DH. He might not admit it, but I'm betting he feels pretty foolish and taken advantage of and probably would like to throttle the CW.

Aardvark · But my mom says I'm cool!

I really don't know what to tell you.

OpheliaDev1 · Guru

How much is it? Can you sit down with the budget and tell your DH, "Since we aren't getting that money from Martin, we need to find a way to cut that amount of money out of our budget." Make him look at how this is affecting his family.

Also, if he offers you the number again, smile sweetly and take it, and tell him you'll be calling co-worker EVERY DAY.

Desdenova · Motherhood: Sleep is for the weak!!

DH has at least one email where the guy says that's going to pay.

And it's already taking a toll on the family finances, not a big one by any means, but it has disrupted the payment plan I have for the new car, part of the money from this guy will go directly to the car debt and will lower our monthly payment. The guy owes about 1200 USD to us (15,000 pesos).

Ugh I'm just upset, I hate when someone changes my plans!!! And DH not pushing the guy enough (for my taste) makes it worse. I'm starting to worry about not seeing that money ever again :(
DH is out of the city and will not deal with it while he's not in town, but I'm going to propose the payment plan. I'm not giving this guy chances anymore and i'm thinking about charging interest, that a LONG shot but I'm going to put it on the table, if the guy had taken a loan from a bank to pay for the car he'll be deep in trouble because of the interest rates.

He's definitely taking advantage.

Thanks for the input everyone!

iluvsuomi1989 · Senior Member

Desdenova wrote:
DH has at least one email where the guy says that's going to pay.

And it's already taking a toll on the family finances, not a big one by any means, but it has disrupted the payment plan I have for the new car, part of the money from this guy will go directly to the car debt and will lower our monthly payment. The guy owes about 1200 USD to us (15,000 pesos).

Ugh I'm just upset, I hate when someone changes my plans!!! And DH not pushing the guy enough (for my taste) makes it worse. I'm starting to worry about not seeing that money ever again :(
DH is out of the city and will not deal with it while he's not in town, but I'm going to propose the payment plan. I'm not giving this guy chances anymore and i'm thinking about charging interest, that a LONG shot but I'm going to put it on the table, if the guy had taken a loan from a bank to pay for the car he'll be deep in trouble because of the interest rates.

He's definitely taking advantage.

Thanks for the input everyone!

Well, I guess we now know why the guy didn't go to a bank. hmm Easier to take advantage of well-meaning friends and co-workers.

I'm wondering if you have a legal right to re-possess the car? After all, that is exactly what a bank or loan company would have done. Does the CW have clear title to the car?

Check w/your local police and find out; maybe if he hasn't paid, the car is still yours? confuse Especially if you have the e-mail where he acknowledges that he owes you the money.

Some people think just because it's a friend and not a bank, that it's ok, the friend will understand, etc. It's so unfair!

ETA: Hell, Yes! Definitely charge him interest! He's getting a free ride, literally!

-- Edited by iluvsuomi1989 on Thursday 3rd of October 2013 05:42:51 PM

living revived · Senior Member

You could maybe put a demanda out on him, but that might be a little drastic. :P

Desdenova · Motherhood: Sleep is for the weak!!

I still haven't talked with DH about the payment plan. He's on a trip and had a bad day yesterday, and this weekend I have my sister's bachelorette (sp?) Once I get to it I'll let you know what's going on.

Which reminds me that I need to take pictures of the decorations and favors for the party.

EmmDee · Guru

Oh no, I'm sorry you guys are dealing with this. I know how excited you were about your new car. I also know how you like to be responsible financially so this is really throwing a wrench in your plans. Don't know how it works in Mexico but is the title signed over to the CW already?

RichardInTN · I believe in I.D.I.C.

I wish I had some advice, but all I can say is I'm sorry to hear this is happening to you. People like CW are what make trusting others so difficult in modern times.

Desdenova · Motherhood: Sleep is for the weak!!

Thank you guys for the kind words!
I talked with DH about it and told him about the payment plan, he agreed and he's going to talk with the guy today (hopefully). DH is being really generous with this guy (I don't want to say that he's being a dummy, I'm trying to be nice to him) so we'll see what happens.

We already signed the title over to him, we had to in order to change the ownership and make him responsible of the car insurance, otherwise I would have been responsible of anything that happened to the car, and since the car was a gift for CW's teenage son I rather not be in charge of that car.